Open Finance Aggregation eXchange Privacy Policy


Thank you for visiting Open Finance Aggregation eXchange website. By using this website, you agree to abide by the following terms and conditions. If you do not accept these conditions, do not use this website. Open Finance Aggregation eXchange may change this Privacy Policy and User Agreement (Agreement) from time to time, based upon any changes to our website and our users' experience on it. If we make any substantial changes in this Agreement, we will post a prominent announcement on our home page.


Commitment To Your Privacy

This site is owned and operated by Open Finance Aggregation eXchange. Your privacy on the Internet is of the utmost importance to us. At Open Finance Aggregation eXchange, we want to make your experience online satisfying and safe.

Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.


Privacy Policy

Open Finance Aggregation eXchange respects the privacy of visitors to this website. This policy describes how and when we gather information from visitors to our website.


Aggregate Data

We generally record certain usage information, such as the number and frequency of visitors to this website. This information may include the websites that you access immediately before and after your visit to our website, the Internet browser you are using, and your IP address. If we use such data at all, it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally. We do not employ cookies.


Personally Identifiable Information

If you voluntarily submit information to our website, for example, in a request for general information, we may record and use any personally identifiable information, such as your name, phone number and email address, for reasonable business purposes including, but not limited to, fulfilling your request. We will not use your personally identifiable information for any other purpose without your permission. We may use internal service providers to operate our website and employ other persons to perform work on our behalf, such as sending postal mail, and e-mail. These persons may have access to the personally identifiable information you submit through the website, but only for the purpose of performing their duties. These persons may not use your personally identifiable information for any other purpose. We will not provide any personally identifiable information to any other persons, except if we are required to make disclosures to the government or private parties in connection with a lawsuit, subpoena, investigation or similar proceeding. We can (and you authorize us to) disclose any such information in those circumstances.


Children

Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

 

Cookies

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. Open Finance Aggregation eXchange uses cookies to track user traffic patterns (as described above).

 

You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in message boards, forums, polling and surveys.


Security

Open Finance Aggregation eXchange operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.


Restrictions on Use

Any person using this website is permitted to copy and print individual website pages for non-commercial purposes. Users may also copy or print minimal copies of any research or reports posted on the site solely for information, non-commercial use. These copies must not alter the original website content, including all legal notices and legends. Our prior permission is required for (i) any commercial use of materials on the website, (ii) making more than minimal copies of website materials; and (iii) copying large portions of our website, such as by bots, robots or spiders that "harvest" the website. If you seek permission for such use of our website, please contact us at info@openfinance.ch


Linking and Framing

We do not permit others to link to or frame this website or any portion thereof. Please note that this Privacy Policy and User Agreement applies only to this website and not to other websites that may be accessible from this website via hyperlink. We are responsible only for the content of our own website. We encourage you to review the privacy policies and user agreements for all other websites that you visit


Ownership

All content included on this website, such as graphics, logos, articles and other materials, is the property of our organization or others and is protected by copyright and other laws. All trademarks and logos displayed on this website are the property of their respective owners, who may or may not be affiliated with our organization.


Limitations of Liability

We are not responsible for any damages or injury, including but not limited to special or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operations, computer virus, line failure, or other computer malfunction. You acknowledge that we provide the contents of this website on an "as is" basis with no warranties of any kind. Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.